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美国报税大白话-Backdoor Roth IRA

12/10/2023

Backdoor Roth IRA

前文提到向Roth IRA存款是有各种限制的。当不符合Roth IRA存款条件时，可以通过向Traditional IRA存款，再做IRA Conversion将Traditional IRA里的资金转移到Roth IRA，年底报税时做好申报，这就是Backdoor Roth IRA. 以此操作，可以获得未来免税的投资账户。

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